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Employer Sponsored Retirement Plans: A few reasons why any business should offer an employer sponsored retirement plan include but are not limited to - reducing taxable income, tax-deferred investment earning’s, employee retention and recruiting advantage. Our firm offers a wide array of Employer Sponsored Retirement Plans for your business – 401(k)’s, SEP IRAs, SIMPLE IRAs, Cash Balance Plans to name a few. Give us a call or stop by the office today to discuss which Employer Sponsored Retirement Plan is right for you and your business.

Business Disability Insurance: Disability Insurance provides income in case a business owner or employee is unable to work due to an illness or injury that occurred away from work. Workers’ compensation provides insurance for work-related disabilities. Give us a call or stop by the office today to discuss the disability insurance that is right for you.

Business Life Insurance: Life Insurance plays an important role in protecting any kind of business. If you have a business partner, you may want to consider purchasing a buy/sell agreement. In this agreement you and your partner will own policies covering each other’s lives. If the first business partner passes away, the other receives a death benefit that can be used to buy the remaining half of the business. This results in a cash payment to the deceased’s family, as well as security for your business to continue operating.

Key person insurance for your business is also very important. As a business owner, you play an essential role in your business. Key person life insurance is a death benefit that can help your business cover financial losses in case of you passing away. In the event of your death, the death benefit can be used to go towards looking for your replacement, making up any lost costs, if the company shuts down, paying off any debts or severance packages. Give us a call or stop by the office today to discuss what business life insurance policy is right for you.