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Life Insurance for Individuals: Life Insurance is a contract between an insurer and a policyholder. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured policyholder dies, in exchange for the premiums paid by the policyholder during their lifetime. Ultimately a policyholder is transferring risk to the insurance company. We offer all major types of policies to individuals – Whole, Term, Universal, Variable. Call or stop by the office today to learn which life insurance policy is best for you.

Long-Term-Care Insurance for Individuals:  It might be hard to imagine now, but chances are you will need some help taking care of yourself later in life. The big question is: How will you pay for it? Buying long-term care insurance is one way to prepare. Long-term care refers to a host of services that are not covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing, or getting in and out of bed. Call or stop by the office today to discuss which LTC policy is right for you.