1580 North Northwest Highway
Financial Planning helps determine short and long-term financial goals and how you will achieve those goals. Often-times our clients uncover new goals during this process. A proper financial plan considers your circumstances, objectives, and risk tolerance. The planning process will help you with multiple facets of your finances including but not limited to cash flows, tax planning, budgeting, social security planning, asset allocation, insurance needs etc.
Here at Rozovics Wealth Management we offer two Financial Planning models to our clients.
1. Financial Plan Only Model
2. Seasonal Financial Planning Model
Financial Plan Only Model: The Financial Plan Only model allows for a one-time planning engagement with you. After creating and delivering the financial plan and its associated recommendations, you have the freedom to choose how to continue the relationship with us, if at all. There are no requirements to continue regular meetings with us when you are engaged in the Plan Only process.
Seasonal Financial Planning Model: Seasonal Planning allows for an ongoing premium planning engagement with clients that provides a comprehensive financial planning approach and a commitment to addressing all relevant areas of a client’s financial situation. In addition to the delivery of a financial plan, this engagement features a service model of four meetings per year. The quarterly meetings focus on specific topics — goal tracking, asset allocation, family security and cash flow, and tax planning.
The seasonal planning service provides a comprehensive financial planning solution, encompassing every element of your financial life. This creates more opportunities for us to help you, increasing the value we provide to you. Each season is focused on a specific area of financial planning, so you know exactly what to expect and how to prepare as the year progresses. Below you will see a sample engagement of our Seasonal Planning process.
Season 1 (1st Quarter): Goal Tracking
Season 2 (2nd Quarter): Asset Allocation
Season 3 (3rd Quarter): Family Security and Cash Flow
Season 4 (4th Quarter): Tax Planning